Delinquency Roll Table

A delinquency roll table shows how loans by count and loans by principal balances move among delinquency stages, such as current, 30, 60 and 90+ days past due, from one period to the next (typically monthly). Roll rates help lenders spot deteriorating credit early and forecast charge-offs as well as understand cure rates (i.e., the number of loans that become re-performing after a period of being past due). LoanStreet Analytics provides loan default delinquency and charge-off analytics, including roll rate analysis, for any cohort of loans, from direct originations to fintech partnerships and participations.

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