LoanStreet’s commercial and corporate loan servicing software enables banks, credit unions, private credit lenders, fund admins and loan agency teams to service and manage bilateral, club, and syndicated loan portfolios. The platform tracks financial covenants, organizes related documents, and generates invoices and payment files, allowing for straight-through processing. Operations teams can use the AI tools like the LoanStreet’s AI credit agreement reader to board loans, and asset management teams can monitor the portfolio management dashboards, cash flow projections or leverage our MCP server to interrogate their portfolio and receive real-time answers to any question.
Replace fragmented spreadsheets, email threads, and document folders with a single, permissioned source of truth for every loan and every party.
One unified, cloud-based database centralizes traditionally disparate information and enables permission-based access for lead lenders, agents, fund admins, co-lenders, and borrowers.
Smart, rule-based workflows streamline otherwise cumbersome processes throughout the lifecycle of a loan — a secure, transparent, efficient process for all parties or even their AI-agents.
Track loan metrics across portfolios, compare financial covenants, view cross-guarantees and cross-collateral positions portfolio wide with ease, and even organize and retain covenant documents pursuant to customized schedules.
LoanStreet’s AI capabilities help lenders eliminate manual data entry and unlock deeper insights from loan data. The AI document reader ingests your credit agreements and boards the loan for you — with full visibility into how every term was derived.
The document reader automatically extracts and imports loan terms from credit agreements and loan documents for rapid onboarding.
Navigate from each extracted attribute straight to its reference in the loan document to confirm accuracy.
The document reader improves with usage and becomes more accurate over time as it sees more of your documents.
Our MCP server lets your team query deals, positions, payments, and covenants from Claude or the AI agent of your choice, with the same permission-based access as the platform.
Community, regional, and national banks rely on LoanStreet for servicing bilateral, club, and syndicated commercial portfolios.
Credit unions service member business loans, participations, and commercial real estate portfolios using our platform.
Private credit loan servicing features support fund managers running sophisticated portfolios across manager, fund, SPV, and SMA hierarchies.
Our loan agency software allows third-party agents and fund administrators to run loan admin operations on behalf of their clients.
LoanStreet natively handles today’s commercial, corporate, and private credit lending with dynamic features and intelligent workflows, so your team services sophisticated portfolios with ease – without spreadsheets – regardless of complexity. The platform is data-rich and API-accessible, accommodating bespoke reporting requirements.
True PIK, PIK toggle and other PIK variations, unitranche structures, delayed draw term loans, and non-pro rata funding and repayment — all modeled natively.
The document reader imports loans directly from executed credit agreements, so your team reviews rather than re-keys. Our MCP server gives teams a modern, powerful way to connect data and workflows with AI tools and agents to take action or manage portfolio risks with ease.
LoanStreet generates NACHA files for ACH plus messaging for wires, SWIFT, and EFT, delivered securely to every party’s bank. Co-lenders and borrowers provide instructions on-platform, eliminating re-keying and manual authentication.
Financial covenant tracking with integrated virtual deal data rooms that deliver customized document schedules and automated reminders — eliminating external reminder systems and separate document repositories.
As the golden source for loan data, the platform surfaces loan-level and portfolio-level metrics in any format, sortable in-app and downloadable to .csv, with future cash flow projections generating IRRs and MOICs at deal and portfolio levels.
Model manager, fund, SPV, and separately managed account structures, or institution structures with affiliate and subsidiary hierarchy — with views, workflows, and visualizations at every level.
Deal setup and management
Payments
Impairments
Loan servicing
Document management
Reporting and integration
Here are key outcomes for three of our most common client profiles.
The challenge
Member business loans and commercial participations get tracked across spreadsheets, email threads, and the core system. Lead and participant institutions each re-key and reconcile the same loan, and participants wait to receive position data.
On LoanStreet
The commercial loan is recorded once. Participants get permission-based access to their own positions, lender notices, and portfolio dashboards around the clock. Payments are distributed automatically through NACHA and wires, covenant schedules and documents sit against the loan, and data pushes back to the core with single sign-on and to accounting using your institution-specific chart of accounts.
One record for every institution in the deal eliminates reconciliation between lead and participants.
The challenge
Sophisticated structures fall out of the system and into spreadsheets. A non-pro rata PIK unitranche loan gets worked out by hand. Fund, SPV, and separately managed account hierarchy is tracked off-platform, and investor and limited partner reporting depends on whoever built the model.
On LoanStreet
Delayed draw, true PIK and PIK toggle, unitranche, multi-currency, and non-pro rata funding and repayment are modeled natively, across manager, fund, SPV, and separately managed account hierarchy. Future cash flow projections generate IRRs and MOICs at deal and portfolio level, and API access plus custom extracts feed fund administration and investor reporting. Lenders who do not service in-house can shadowbook their portfolios the same way.
The most complex credit in the book is modeled in-app, not in a spreadsheet.
The challenge
Agents and fund administrators run other people’s deals. Payment instructions arrive by email and need manual authentication, every client expects bespoke reporting, and the operational risk of a mis-keyed distribution sits with the agent.
On LoanStreet
Co-lenders and borrowers submit their own banking instructions on-platform, removing manual authentication. Agents run deal setup, lender registers, amendments, impairment workflows, and pro rata or non-pro rata distribution from one place, with a complete audit trail. Manager, fund, and separately managed account views, third-party advisor access, and API-accessible data support bespoke client reporting.
Agency operations scale across clients without adding headcount or operational risk.
Centralize the actions and documents of your borrowers. Borrowers self-serve to submit draw and repayment requests, covenant documentation, and PIK and interest rate elections. Straight-through processing increases speed, reduces errors, and generates a clear audit trail.
All activity is tracked and normalized for analysis, including payments, draw requests, covenant uploads and interest rate adjustments.
Automatic and recurring alerts for action requests such as covenant uploads or upcoming payments improve operations productivity.
View-access to borrower data and documents provides comfort and greater awareness, reducing the number of inbound questions and requests.
Documents and requests are securely submitted and distributed in-app, with permission-based access throughout.
Borrowers, agents, and lenders work from one consolidated place to view, track, analyze, and action their lending activity in real time.
Exposure, performance, and upcoming obligations are tracked across the entire book, filterable to the position level.
Every open request, approval, and deadline is in one prioritized queue, with owners and due dates visible to all parties.
Board a new deal by uploading the credit agreement, then review extracted terms with confidence scores and source links.
What lending operations, asset management, and agency teams ask us most often when they evaluate the platform.
LoanStreet records each commercial or corporate loan, then automates its administration from close to payoff. It calculates interest and fees, processes payments straight through to every party’s bank, tracks financial covenants, and retains deal documents. It handles bilateral, club, participated, and syndicated loans on one platform, where lenders, borrowers, and co-lenders all work from the same permissioned record.
LoanStreet’s loan agency software runs an administrative agent’s duties without spreadsheets. It handles payment recordation and distributions, lender notices, amendments, and compliance materials, with borrowers and co-lenders submitting requests and banking instructions directly on the platform. It serves both lenders who act as agent on their own deals, and third-party agents and fund administrators who provide agency and loan administration services to their clients.
Yes. Private credit loan servicing is a core use case. The platform models manager, fund, SPV, and separately managed account hierarchies, handles non-pro rata funding and repayment across affiliated positions, and projects future cash flows with IRRs and MOICs at both deal and portfolio level.
Most incumbents are single-user systems of record that require exports and reconciliation to share anything. LoanStreet is modern, multi-user, and up to the minute — agents, participants, borrowers, auditors, and advisors all read and write against one permissioned record, so there is no version of the truth sitting in someone’s inbox.
Yes. Delayed draw term loans, true PIK and PIK toggle, unitranche, multi-currency facilities, asset-based and warehouse lines, tiered pricing grids, complex fees, and non-pro rata funding are modeled natively — not worked around in a side spreadsheet. Impaired credits, including default, bankruptcy, non-accrual, and charge-off, are supported.
Yes. Lenders and agents in the US, Canada, and Europe use LoanStreet today. The platform services multi-currency facilities natively, and payments go out as NACHA files for domestic ACH or as messaging for wires, SWIFT, and EFT, so every party is paid through their own bank. Benchmark rate automation handles floating rate loans, and lenders and borrowers across regions all work from the same permissioned record.
You build covenant and reporting schedules per deal, and the platform chases the borrower with automated, recurring reminders. Submitted certificates and financial statements are captured against the loan record with organized retention, and covenant metrics can be compared across the portfolio.
LoanStreet sits alongside them. Comprehensive APIs push and pull any data point, with single sign-on available, and integrations cover core, accounting, fund administration, and origination systems. Customized extracts feed data lakes and warehouses, which keeps your loan data available for downstream and AI analysis.
No. LoanStreet focuses on servicing, management, and agency — the loan lifecycle after close — rather than origination and underwriting. Terms come in from your origination system by API, or straight from the executed credit agreement using the AI document reader.
Upload the credit agreement and the AI document reader extracts the economic and operational terms, then proposes a structured loan for review. Each extracted term carries a confidence score and links back to its source passage, so your team validates rather than re-keys. Loans can also be boarded by API or entered directly.
Access is permission-based by party and role. Lead lenders, co-lenders, borrowers, auditors, attorneys, and advisors each see only what they should, and every payment, request, upload, and election is logged to an auditable event trail for the life of the loan.
LoanStreet’s team runs implementation with you in phases. First is discovery of your data, systems, and reporting needs, followed by iterative data loads and validation in a test environment and building any integrations and reports you need. We continuously train your team and run in parallel with your existing tools before go-live, and provide ongoing support afterward. Loan data keeps flowing via API or SFTP file delivery, so operations continue without interruption.
Yes. Book a Demo and we’ll walk you through the platform using a portfolio and use case like yours, whether that’s commercial participations, private credit structures, or agency servicing.
Book a Demo and we'll walk you through your specific portfolio and use case.
